Job details

Manager - Credit Risk

Job Role

Risk evaluation of complex & larger ticket size proposals related to Corporate & Investment banking.

Job description

Qualifications:

  • Relevant business or any other relevant higher degree along with participation in specialist banking courses.
  • Sufficient technical/proposal training to undertake credit assignment.
  • 5 - 6 years of minimum work experience in related areas of Credit Risk and Policy Development.
  • Possess in-depth knowledge of the various dimensions of the market/industry. Able to apply this understanding in business analysis and planning.
  • Awareness of current credit and bank regulatory environment.

 

Key Responsibilities:

  • Ensure credits are reviewed, recommended and approved in compliance with Bank's credit policies, product program parameters, DLA, STS, Industry Outlook, regulatory framework & Policies.
  • Approve Proposals within the discretionary limits for complex Investment, Syndication, FI credits covering areas of Credit & Market Risk.
  •  Analyze and assess all risks associated mainly with larger sized Corporate financing/investments/bank risks and make relevant recommendations (however, other related business proposals may be assessed on a cases to cases basis).
  • Ensure that elements of operational, market, legal, and compliance risk are incorporated into the review process - as applicable.
  • Review the credit proposals on a regular basis to assess its conformity with approved policies and norms as well as market trends.
  • Review that the general portfolio/accounts are performing in line with forecasted business utilization and profitability.
  • Review and suggest changes in the risk rating of a specified client. 
  • Maintain the active relationship with business stakeholders for extracting required information and also jointly visiting clients (as required).

Specification

No of vacancies:
1
Job type:
Full Time
Location:
Dubai, United Arab Emirates
Experience:
6 - 10 years
Driving License:
Not required
Visa:
To be provided by employer
Job code:
JB304